Modern lending shouldn’t cost a fortune to run.
Building online origination and a real-time scoring engine usually means wiring together a dozen vendors at enormous cost. We packaged the whole thing into one system any lender can switch on.
Running a credit book is expensive and fragmented.
Every lender that wants to originate online has to assemble the same stack from scratch: an application flow, document capture, identity and data verification, enrichment, and a scoring model — each from a different vendor, none of them connected, with millions spent on data infrastructure alone.
We kept running into that wall ourselves. So we built the layer we wished existed: one API-first system that does the whole job — enriched with alternative data — at a fraction of the cost and effort to integrate.
That is Sylvent: the operating system for lenders. The rails between
a borrower and a decision.
One system, not twelve.
Lowest cost to run
A ready-made stack replaces the vendors and the data-infrastructure spend.
Easy to integrate
API-first. Plug into your decisioning and go live without rebuilding your core.
Better data
Hundreds of alternative signals turn thin files into fundable, scorable profiles.
Give every lender the infrastructure to say yes to more good businesses — without building it from scratch.
Credit access shouldn’t be gated by who can afford to build the stack. The data and the rails to lend well should be available to every institution, on day one.
So we packaged origination, alternative data, scoring and online disbursement into a single API-first system — and made it affordable to switch on. The more lenders that can say a confident yes, the more good businesses get funded.
