One platform instead of ten vendors.
Application, data, verification, scoring and signing — in one online system, instead of a patchwork of disconnected vendors with offline steps.
A stack stitched from many services.
Six contracts, six integrations — and nothing talks to each other.
vendors to license, integrate and maintain — before a single loan ships.
Still offline
Signing happens in person — the borrower has to show up at a branch to close.
Nothing connected
Data is re-keyed between tools — slow, manual and error-prone at every hand-off.
Underwriting that never goes offline.
A hosted, white-label form your borrower completes online.
We enrich and verify the data and the person — no offline visit.
A calibrated decision on alternative + your own data.
Documents signed and money sent — end to end, fully digital.
Configured to what you actually need.
One platform where everything is visible and configurable. Use the modules you need, connect the services you already use over API — or expose your own.
Online application
Hosted, white-label onboarding and origination.
Scoring
Built-in scoring, configurable to your policy and segments.
Online collection
Servicing and collections, fully digital and tracked.
Custom modules
Tailor the flow, fields and rules to your product.
Connect any service
Plug in the vendors you use through one API.
Your own API
Expose your endpoints — pass data both ways.
POST /v1/applications
{
"borrower": "MX-RFC-…",
"amount": 250000,
"term_months": 12
}
→ 200 OK
{ "decision": "approved",
"score": 0.91 }Scoring built in, tuned to your policy.
Every application is scored inside the system — no separate vendor, no hand-off. Configure the model to your policy, segments and risk appetite.
Each decision is explainable: the factors and weights that drove the score sit right next to it, ready for review and audit.
Configurable
Tune thresholds, weights and policy per segment.
Explainable
Every score traces to the factors behind it.
From raw data to a usable score.
Collecting data is easy. The hard part — and our moat — is turning it into a feature a credit model can read: normalized, validated and weighted.
Collect
Raw data from suppliers, telecom, web and the services a business uses.
Validate
Schema, range and consistency checks, dedup and freshness decay.
Mark up
Normalize and weight each signal by predictive importance.
Score
Return a calibrated probability and a clear approve / decline.
Lend anywhere, without sending users away.
Embed your whole lending flow into a partner’s product — through an online pop-up or API — so borrowers never leave the page. Data passes between systems automatically. It’s a new distribution channel, and extra monetization for B2B platforms.
Book a demo
One system vs. stitching it together.
How Sylvent compares to the usual ways lenders run online lending today.
Sylvent one platform | Stitched vendors 6+ point tools | Build in-house from scratch | |
|---|---|---|---|
| One system, application to signing | ✓ | ✗ | months to build |
| Built-in scoring | ✓ | another vendor | build it |
| Alternative data | ✓ | limited / extra cost | — |
| Embedded distribution | ✓ | ✗ | ✗ |
| Fully online signing | ✓ | often offline | build it |
| One integration | ✓ | 6+ integrations | — |
| Time to launch | Weeks | Months | 6–36 months |
Launch online lending without building it.
Application to a signed, funded loan — without a single offline step.
Go fully online
Application, verification, scoring and signing — all digital, no branch.
Verify with confidence
Data and identity checked automatically before you ever decide.
Decide in minutes
One enriched, scored file instead of a manual chase across tools.
Different lenders, different gaps — banks already have a system; lenders without one need it. See the bank approach →
Want the borrowers too?
Lead Generation brings qualified, enriched applications straight to your API —
and you pay only when a deal closes.
Bring your lending into one system.
Tell us about your lending and we’ll set up a demo — application, data, scoring and signing in one online flow.
- ✓One platform instead of ten vendors
- ✓Fully online — no offline signing
- ✓Enriched, scored files in minutes